Firmenbeschreibung
Die Allianz SE ist einer der weltweit führenden Versicherungs- und Finanzdienstleister. Die Gruppe bietet umfassenden Service in den Bereichen Schaden- und Unfallversicherung sowie Lebens- und Krankenversicherung an. Das Portfolio reicht dabei von allgemeinen Lebens-. Haftpflicht- und Autoversicherungen über Reise- und Kreditversicherungen bis hin zu Assistance-Leistungen. Zudem zählt die Gesellschaft weltweit zu den größten Vermögensverwaltern und stellt Kunden zahlreiche Asset Management-Produkte und -Services zur Verfügung. Das Versicherungsangebot wird zudem in Deutschland, Italien, Frankreich, den Niederlanden und Bulgarien um Bankprodukte ergänzt.
KeyData
| endOfFinancialYear: | 31.12.2021 00:00 |
| stockholderStructure: | Freefloat (81.11%), BlackRock. Inc. (6.92%), UBS Group AG (3.04%), DWS Investment GmbH (3.01%), Norges Bank (2.97%), Harris Associates L.P. (2.95%) |
| sharesOutstanding: | 412293000.0000 |
| ceo: | Oliver Bäte |
| board: | Barbara Karuth-Zelle, Christopher Townsend, Dr. Günther Thallinger, Giulio Terzariol, Iván de la Sota, Klaus-Peter Röhler, Renate Wagner, Sergio Balbinot |
| supervisoryBoard: | Michael Diekmann, Gabriele Burkhardt-Berg, Jim Hagemann Snabe, Christine Bosse, Dr. Friedrich Eichiner, Frank Kirsch, Godfrey Robert Hayward, Herbert Hainer, Jean-Claude Le Goäer, Jürgen Lawrenz, Martina Grundler, Sophie Boissard |
| countryID: | 2 |
| freeFloat: | 81.1100 |
| faceValue: | 2.5600 |
| faceValueCurrencyID: | 1 |
| faceValueCurrency: | EUR |
| sectorName: | Versicherungen |
| industryName: | Finanzdienstleister |
| country: | Deutschland |
| countryName: | Deutschland |
Kontakt
| name: | Oliver Schmidt |
| phone: | +49-89-3800-7555 |
| fax: | +49-89-3800-3899 |
| email: | investor.relations@allianz.com |
| irWebSite: | https://www.allianz.com/de/investor_relations/index.html |
Adresse
| street: | Königinstraße 28 |
| city: | D-80802 München |
| phone: | +49-89-3800-0 |
| webSite: | www.allianz.com |
| email: | info@allianz.com |
Finanzen (kurz)
| year: | 2018 | cash: | 17234.0000 |
| balanceSheetTotal: | 897567.0000 | liabilities: | 833888.0000 |
| totalShareholdersEquity: | 61232.0000 | bankLoans: | 13551.0000 |
| incomeBeforeTaxes: | 10399.0000 | netIncome: | 7462.0000 |
| employees: | 142460 | currencyID: | 1 |
| units: | 1000000 | currency: | EUR |
| year: | 2019 | cash: | 21075.0000 |
| balanceSheetTotal: | 1011185.0000 | liabilities: | 933820.0000 |
| totalShareholdersEquity: | 74002.0000 | bankLoans: | 12901.0000 |
| incomeBeforeTaxes: | 11077.0000 | netIncome: | 7914.0000 |
| employees: | 147268 | currencyID: | 1 |
| units: | 1000000 | currency: | EUR |
| year: | 2020 | cash: | 22443.0000 |
| balanceSheetTotal: | 1060012.0000 | liabilities: | 975417.0000 |
| totalShareholdersEquity: | 80821.0000 | bankLoans: | 15071.0000 |
| incomeBeforeTaxes: | 9604.0000 | netIncome: | 6807.0000 |
| employees: | 150269 | currencyID: | 1 |
| units: | 1000000 | currency: | EUR |
Finanzen (kurz)
| year: | 2018 |
| cash: | 17234.0000 |
| balanceSheetTotal: | 897567.0000 |
| liabilities: | 833888.0000 |
| totalShareholdersEquity: | 61232.0000 |
| bankLoans: | 13551.0000 |
| incomeBeforeTaxes: | 10399.0000 |
| netIncome: | 7462.0000 |
| employees: | 142460 |
| currencyID: | 1 |
| units: | 1000000 |
| currency: | EUR |
| year: | 2019 |
| cash: | 21075.0000 |
| balanceSheetTotal: | 1011185.0000 |
| liabilities: | 933820.0000 |
| totalShareholdersEquity: | 74002.0000 |
| bankLoans: | 12901.0000 |
| incomeBeforeTaxes: | 11077.0000 |
| netIncome: | 7914.0000 |
| employees: | 147268 |
| currencyID: | 1 |
| units: | 1000000 |
| currency: | EUR |
| year: | 2020 |
| cash: | 22443.0000 |
| balanceSheetTotal: | 1060012.0000 |
| liabilities: | 975417.0000 |
| totalShareholdersEquity: | 80821.0000 |
| bankLoans: | 15071.0000 |
| incomeBeforeTaxes: | 9604.0000 |
| netIncome: | 6807.0000 |
| employees: | 150269 |
| currencyID: | 1 |
| units: | 1000000 |
| currency: | EUR |
Finanzen (ausführlich)
| year: | 2019 | currencyID: | 1 |
| units: | 1000000 | balanceSheetTotal: | 1011185.0000 |
| cash: | 21075.0000 | otherAssets: | 48087.0000 |
| totalLiabilitiesEquity: | 1011185.0000 | otherLiabilities: | 59349.0000 |
| totalShareholdersEquity: | 74002.0000 | employees: | 147268 |
| intangibleAssets: | 14796.0000 | longTermInvestments: | 771101.0000 |
| accountsReceivable: | 112672.0000 | liabilitiesTotal: | 933820.0000 |
| minorityInterests: | 3363.0000 | depreciation: | 1824.0000 |
| netIncome: | 7914.0000 | operatingResult: | 11077.0000 |
| ebitda: | 12901.0000 | incomeTaxes: | 2776.0000 |
| personnelCosts: | 12422.0000 | costGoodsSold: | 12422.0000 |
| minorityInterestsProfit: | -387.0000 | earnedPremiumsNet: | 75914.0000 |
| expensesClaims: | 55851.0000 | cashFlow: | 36448.0000 |
| cashFlowInvesting: | -27703.0000 | cashFlowFinancing: | -4850.0000 |
| accountingStandard: | IFRS | equityRatio: | 7.3183 |
| debtEquityRatio: | 1266.4293 | preTaxROE: | 14.9685 |
| preTaxROA: | 1.0954 | roe: | 10.6943 |
| roa: | 0.7826 | netIncomeGrowth: | 6.0574 |
| equityTurnover: | 0.0000 | epsBasic: | 18.9000 |
| epsDiluted: | 18.8300 | epsBasicGrowth: | 8.4337 |
| shareCapital: | 1170.0000 | incomeBeforeTaxes: | 11077.0000 |
| fiscalYearBegin: | 01.01.2019 00:00 | fiscalYearEnd: | 31.12.2019 00:00 |
| deferredTaxAssets: | 1133.0000 | capitalReserves: | 27758.0000 |
| retainedEarnings: | 29577.0000 | netIncomeBalanceSheet: | 0.0000 |
| provisionsForTaxes: | 6538.0000 | salesMarketingCosts: | 26247.0000 |
| otherOperatingExpenses: | 18865.0000 | amortization: | 1824.0000 |
| operatingIncomeBeforeTaxes: | 11077.0000 | incomeAfterTaxes: | 8302.0000 |
| incomeContinuingOperations: | 7914.0000 | incomeDiscontinuedBusiness: | 0.0000 |
| dividendsPaid: | 4146.0000 | cashAtYearEnd: | 21075.0000 |
| insuranceReserves: | 665564.0000 | lifeInsuranceReserves: | 0.0000 |
| ownStocks: | 0.0000 | intensityOfInvestments: | 0.0000 |
| intensityOfCapitalExpenditure: | 0.0000 | intensityOfPPEInvestments: | 0.0000 |
| intensityOfCapitalInvestments: | 76.2572 | intensityOfCurrentAssets: | 0.0000 |
| intensityOfLiquidAssets: | 2.0842 | debtRatio: | 92.6817 |
| provisionsRatio: | 0.0000 | dynamicDebtEquityRatioI: | 2571.2879 |
| bookValue: | 6324.9573 | totalCapitalTurnover: | 0.0000 |
| personnelExpensesPerEmployee: | 84349.6211 | netIncomePerEmployee: | 53738.7620 |
| totalAssetsPerEmployee: | 6866291.3871 | netIncomeInPercentOfPersonnelExpenses: | 63.7095 |
| employeesGrowth: | 3.3750 | ebitGrowth: | 6.5199 |
| liquidAssetsGrowth: | 22.2873 | cashFlowGrowthRate: | 41.9757 |
| marketCapTotal: | 91110583200.0000 | freeFloatMarketCapTotal: | 73617351225.6000 |
| marketCapTotalPerEmployee: | 618671.9668 | freeFloatTotal: | 80.8000 |
| netDebtI: | -21075.0000 | netDebtII: | 916108.0000 |
| priceEarningsRatioCompany: | 11.5556 | priceCashFlowRatio: | 2.4997 |
| dividendYield: | 4.3956 | bookValuePerShare: | 177.3892 |
| marketCap: | 91110583200.0000 | earningsYield: | 8.6538 |
| pegRatio: | 1.3702 | cashFlowPerShare: | 87.3690 |
| netAssetsPerShare: | 185.4506 | priceBookValueRatio: | 1.2312 |
| dividendsPerShare: | 9.6000 | priceEarningsRatio: | 11.5126 |
| netEarningsPerShare: | 18.9705 | liquidAssetsPerShare: | 50.5186 |
| netEPSGrowthII: | 7.9099 | dividendGrowth: | 6.6667 |
| bookValuePerShareGrowth: | 22.9662 | marketCapToEBITDAratio: | 7.0623 |
| marketCapPerEmployee: | 618671.9668 | pegRatioII: | 1.4555 |
| pegRatioIII: | 1.4555 | earningsYieldII: | 8.6861 |
| earningsYieldIII: | 8.6861 | freeFloatMarketCap: | 73617351225.6000 |
| priceEPSDiluted: | 11.5985 | dilutedEPSGrowth: | 8.8439 |
| payoutRatio: | 50.7937 | epsBasic5YrAverage: | 16.2540 |
| dividendsPS5YrAverage: | 8.3000 | freeCashFlowPerShare: | 20.9625 |
| cashFlowPerShareGrowth: | 44.4557 | sharesOutstanding: | 417173000.0000 |
| dividendYieldRegular: | 4.3956 | dividendPSRegular: | 9.6000 |
| dividendCover: | 1.9688 | dividend3YearAnnualizedGrowth: | 8.0984 |
| dividend5YearAnnualizedGrowth: | 6.9833 | freeFloat: | 80.8000 |
| currency: | EUR |
| year: | 2020 | currencyID: | 1 |
| units: | 1000000 | balanceSheetTotal: | 1060012.0000 |
| cash: | 22443.0000 | otherAssets: | 47363.0000 |
| totalLiabilitiesEquity: | 1060012.0000 | otherLiabilities: | 59345.0000 |
| totalShareholdersEquity: | 80821.0000 | employees: | 150269 |
| intangibleAssets: | 15604.0000 | longTermInvestments: | 815020.0000 |
| accountsReceivable: | 116576.0000 | liabilitiesTotal: | 975417.0000 |
| minorityInterests: | 3773.0000 | depreciation: | 5467.0000 |
| netIncome: | 6807.0000 | operatingResult: | 9604.0000 |
| ebitda: | 15071.0000 | incomeTaxes: | 2471.0000 |
| personnelCosts: | 12509.0000 | costGoodsSold: | 12509.0000 |
| minorityInterestsProfit: | -326.0000 | earnedPremiumsNet: | 75714.0000 |
| expensesClaims: | 57091.0000 | cashFlow: | 32049.0000 |
| cashFlowInvesting: | -28870.0000 | cashFlowFinancing: | -1390.0000 |
| accountingStandard: | IFRS | equityRatio: | 7.6245 |
| debtEquityRatio: | 1211.5552 | preTaxROE: | 11.8831 |
| preTaxROA: | 0.9060 | roe: | 8.4223 |
| roa: | 0.6422 | netIncomeGrowth: | -13.9879 |
| equityTurnover: | 0.0000 | epsBasic: | 16.4800 |
| epsDiluted: | 16.3200 | epsBasicGrowth: | -12.8042 |
| shareCapital: | 0.0000 | incomeBeforeTaxes: | 9604.0000 |
| fiscalYearBegin: | 01.01.2020 00:00 | fiscalYearEnd: | 31.12.2020 00:00 |
| deferredTaxAssets: | 1006.0000 | capitalReserves: | 31186.0000 |
| retainedEarnings: | 31371.0000 | netIncomeBalanceSheet: | 0.0000 |
| provisionsForTaxes: | 8595.0000 | salesMarketingCosts: | 26644.0000 |
| otherOperatingExpenses: | 19703.0000 | amortization: | 5467.0000 |
| operatingIncomeBeforeTaxes: | 9604.0000 | incomeAfterTaxes: | 7133.0000 |
| incomeContinuingOperations: | 6807.0000 | incomeDiscontinuedBusiness: | 0.0000 |
| dividendsPaid: | 3955.6381 | cashAtYearEnd: | 22443.0000 |
| insuranceReserves: | 691993.0000 | lifeInsuranceReserves: | 0.0000 |
| ownStocks: | 0.0000 | intensityOfInvestments: | 0.0000 |
| intensityOfCapitalExpenditure: | 0.0000 | intensityOfPPEInvestments: | 0.0000 |
| intensityOfCapitalInvestments: | 76.8878 | intensityOfCurrentAssets: | 0.0000 |
| intensityOfLiquidAssets: | 2.1172 | debtRatio: | 92.3755 |
| provisionsRatio: | 0.0000 | dynamicDebtEquityRatioI: | 3055.2935 |
| totalCapitalTurnover: | 0.0000 | personnelExpensesPerEmployee: | 83244.0490 |
| netIncomePerEmployee: | 45298.7642 | totalAssetsPerEmployee: | 7054096.3206 |
| netIncomeInPercentOfPersonnelExpenses: | 54.4168 | employeesGrowth: | 2.0378 |
| ebitGrowth: | -13.2978 | liquidAssetsGrowth: | 6.4911 |
| cashFlowGrowthRate: | -12.0692 | marketCapTotal: | 82747205100.0000 |
| freeFloatMarketCapTotal: | 66156390477.4500 | marketCapTotalPerEmployee: | 550660.5161 |
| freeFloatTotal: | 79.9500 | netDebtI: | -22443.0000 |
| netDebtII: | 956748.0000 | priceEarningsRatioCompany: | 12.1784 |
| priceCashFlowRatio: | 2.5819 | dividendYield: | 4.7833 |
| bookValuePerShare: | 196.0281 | marketCap: | 82747205100.0000 |
| earningsYield: | 8.2113 | pegRatio: | -0.9511 |
| cashFlowPerShare: | 77.7336 | netAssetsPerShare: | 205.1793 |
| priceBookValueRatio: | 1.0238 | dividendsPerShare: | 9.6000 |
| priceEarningsRatio: | 12.1562 | netEarningsPerShare: | 16.5101 |
| liquidAssetsPerShare: | 54.4346 | netEPSGrowthII: | -12.9698 |
| dividendGrowth: | 0.0000 | bookValuePerShareGrowth: | 10.5073 |
| marketCapToEBITDAratio: | 5.4905 | marketCapPerEmployee: | 550660.5161 |
| pegRatioII: | -0.9373 | pegRatioIII: | -0.9373 |
| earningsYieldII: | 8.2263 | earningsYieldIII: | 8.2263 |
| freeFloatMarketCap: | 66156390477.4500 | priceEPSDiluted: | 12.2978 |
| dilutedEPSGrowth: | -13.3298 | payoutRatio: | 58.2524 |
| epsBasic5YrAverage: | 16.6380 | dividendsPS5YrAverage: | 8.7600 |
| freeCashFlowPerShare: | 7.7105 | cashFlowPerShareGrowth: | -11.0285 |
| sharesOutstanding: | 412293000.0000 | dividendYieldRegular: | 4.7833 |
| dividendPSRegular: | 9.6000 | dividendCover: | 1.7167 |
| dividend3YearAnnualizedGrowth: | 6.2659 | dividend5YearAnnualizedGrowth: | 5.6306 |
| freeFloat: | 79.9500 | currency: | EUR |
| year: | 2021 | currencyID: | 1 |
| marketCapTotal: | 81963848400.0000 | priceEarningsRatioCompany: | 12.0631 |
| priceCashFlowRatio: | 2.5575 | dividendYield: | 4.8290 |
| bookValuePerShare: | 196.0281 | marketCap: | 81963848400.0000 |
| earningsYield: | 8.2897 | pegRatio: | -0.9421 |
| cashFlowPerShare: | 77.7336 | netAssetsPerShare: | 196.0281 |
| priceBookValueRatio: | 1.0141 | priceEarningsRatio: | 12.0411 |
| netEarningsPerShare: | 16.5101 | liquidAssetsPerShare: | 54.4346 |
| marketCapToEBITDAratio: | 5.4385 | marketCapPerEmployee: | 545447.4868 |
| pegRatioII: | -0.9284 | pegRatioIII: | -0.9284 |
| earningsYieldII: | 8.3049 | earningsYieldIII: | 8.3049 |
| freeFloatMarketCap: | 65530096795.8000 | sharesOutstanding: | 412293000.0000 |
| freeFloatMarketCapTotal: | 65530096795.8000 | marketCapTotalPerEmployee: | 545447.4868 |
| dividendYieldRegular: | 4.8290 | currency: | EUR |
Finanzen (ausführlich)
| year: | 2019 |
| currencyID: | 1 |
| units: | 1000000 |
| balanceSheetTotal: | 1011185.0000 |
| cash: | 21075.0000 |
| otherAssets: | 48087.0000 |
| totalLiabilitiesEquity: | 1011185.0000 |
| otherLiabilities: | 59349.0000 |
| totalShareholdersEquity: | 74002.0000 |
| employees: | 147268 |
| intangibleAssets: | 14796.0000 |
| longTermInvestments: | 771101.0000 |
| accountsReceivable: | 112672.0000 |
| liabilitiesTotal: | 933820.0000 |
| minorityInterests: | 3363.0000 |
| depreciation: | 1824.0000 |
| netIncome: | 7914.0000 |
| operatingResult: | 11077.0000 |
| ebitda: | 12901.0000 |
| incomeTaxes: | 2776.0000 |
| personnelCosts: | 12422.0000 |
| costGoodsSold: | 12422.0000 |
| minorityInterestsProfit: | -387.0000 |
| earnedPremiumsNet: | 75914.0000 |
| expensesClaims: | 55851.0000 |
| cashFlow: | 36448.0000 |
| cashFlowInvesting: | -27703.0000 |
| cashFlowFinancing: | -4850.0000 |
| accountingStandard: | IFRS |
| equityRatio: | 7.3183 |
| debtEquityRatio: | 1266.4293 |
| preTaxROE: | 14.9685 |
| preTaxROA: | 1.0954 |
| roe: | 10.6943 |
| roa: | 0.7826 |
| netIncomeGrowth: | 6.0574 |
| equityTurnover: | 0.0000 |
| epsBasic: | 18.9000 |
| epsDiluted: | 18.8300 |
| epsBasicGrowth: | 8.4337 |
| shareCapital: | 1170.0000 |
| incomeBeforeTaxes: | 11077.0000 |
| fiscalYearBegin: | 01.01.2019 00:00 |
| fiscalYearEnd: | 31.12.2019 00:00 |
| deferredTaxAssets: | 1133.0000 |
| capitalReserves: | 27758.0000 |
| retainedEarnings: | 29577.0000 |
| netIncomeBalanceSheet: | 0.0000 |
| provisionsForTaxes: | 6538.0000 |
| salesMarketingCosts: | 26247.0000 |
| otherOperatingExpenses: | 18865.0000 |
| amortization: | 1824.0000 |
| operatingIncomeBeforeTaxes: | 11077.0000 |
| incomeAfterTaxes: | 8302.0000 |
| incomeContinuingOperations: | 7914.0000 |
| incomeDiscontinuedBusiness: | 0.0000 |
| dividendsPaid: | 4146.0000 |
| cashAtYearEnd: | 21075.0000 |
| insuranceReserves: | 665564.0000 |
| lifeInsuranceReserves: | 0.0000 |
| ownStocks: | 0.0000 |
| intensityOfInvestments: | 0.0000 |
| intensityOfCapitalExpenditure: | 0.0000 |
| intensityOfPPEInvestments: | 0.0000 |
| intensityOfCapitalInvestments: | 76.2572 |
| intensityOfCurrentAssets: | 0.0000 |
| intensityOfLiquidAssets: | 2.0842 |
| debtRatio: | 92.6817 |
| provisionsRatio: | 0.0000 |
| dynamicDebtEquityRatioI: | 2571.2879 |
| bookValue: | 6324.9573 |
| totalCapitalTurnover: | 0.0000 |
| personnelExpensesPerEmployee: | 84349.6211 |
| netIncomePerEmployee: | 53738.7620 |
| totalAssetsPerEmployee: | 6866291.3871 |
| netIncomeInPercentOfPersonnelExpenses: | 63.7095 |
| employeesGrowth: | 3.3750 |
| ebitGrowth: | 6.5199 |
| liquidAssetsGrowth: | 22.2873 |
| cashFlowGrowthRate: | 41.9757 |
| marketCapTotal: | 91110583200.0000 |
| freeFloatMarketCapTotal: | 73617351225.6000 |
| marketCapTotalPerEmployee: | 618671.9668 |
| freeFloatTotal: | 80.8000 |
| netDebtI: | -21075.0000 |
| netDebtII: | 916108.0000 |
| priceEarningsRatioCompany: | 11.5556 |
| priceCashFlowRatio: | 2.4997 |
| dividendYield: | 4.3956 |
| bookValuePerShare: | 177.3892 |
| marketCap: | 91110583200.0000 |
| earningsYield: | 8.6538 |
| pegRatio: | 1.3702 |
| cashFlowPerShare: | 87.3690 |
| netAssetsPerShare: | 185.4506 |
| priceBookValueRatio: | 1.2312 |
| dividendsPerShare: | 9.6000 |
| priceEarningsRatio: | 11.5126 |
| netEarningsPerShare: | 18.9705 |
| liquidAssetsPerShare: | 50.5186 |
| netEPSGrowthII: | 7.9099 |
| dividendGrowth: | 6.6667 |
| bookValuePerShareGrowth: | 22.9662 |
| marketCapToEBITDAratio: | 7.0623 |
| marketCapPerEmployee: | 618671.9668 |
| pegRatioII: | 1.4555 |
| pegRatioIII: | 1.4555 |
| earningsYieldII: | 8.6861 |
| earningsYieldIII: | 8.6861 |
| freeFloatMarketCap: | 73617351225.6000 |
| priceEPSDiluted: | 11.5985 |
| dilutedEPSGrowth: | 8.8439 |
| payoutRatio: | 50.7937 |
| epsBasic5YrAverage: | 16.2540 |
| dividendsPS5YrAverage: | 8.3000 |
| freeCashFlowPerShare: | 20.9625 |
| cashFlowPerShareGrowth: | 44.4557 |
| sharesOutstanding: | 417173000.0000 |
| dividendYieldRegular: | 4.3956 |
| dividendPSRegular: | 9.6000 |
| dividendCover: | 1.9688 |
| dividend3YearAnnualizedGrowth: | 8.0984 |
| dividend5YearAnnualizedGrowth: | 6.9833 |
| freeFloat: | 80.8000 |
| currency: | EUR |
| year: | 2020 |
| currencyID: | 1 |
| units: | 1000000 |
| balanceSheetTotal: | 1060012.0000 |
| cash: | 22443.0000 |
| otherAssets: | 47363.0000 |
| totalLiabilitiesEquity: | 1060012.0000 |
| otherLiabilities: | 59345.0000 |
| totalShareholdersEquity: | 80821.0000 |
| employees: | 150269 |
| intangibleAssets: | 15604.0000 |
| longTermInvestments: | 815020.0000 |
| accountsReceivable: | 116576.0000 |
| liabilitiesTotal: | 975417.0000 |
| minorityInterests: | 3773.0000 |
| depreciation: | 5467.0000 |
| netIncome: | 6807.0000 |
| operatingResult: | 9604.0000 |
| ebitda: | 15071.0000 |
| incomeTaxes: | 2471.0000 |
| personnelCosts: | 12509.0000 |
| costGoodsSold: | 12509.0000 |
| minorityInterestsProfit: | -326.0000 |
| earnedPremiumsNet: | 75714.0000 |
| expensesClaims: | 57091.0000 |
| cashFlow: | 32049.0000 |
| cashFlowInvesting: | -28870.0000 |
| cashFlowFinancing: | -1390.0000 |
| accountingStandard: | IFRS |
| equityRatio: | 7.6245 |
| debtEquityRatio: | 1211.5552 |
| preTaxROE: | 11.8831 |
| preTaxROA: | 0.9060 |
| roe: | 8.4223 |
| roa: | 0.6422 |
| netIncomeGrowth: | -13.9879 |
| equityTurnover: | 0.0000 |
| epsBasic: | 16.4800 |
| epsDiluted: | 16.3200 |
| epsBasicGrowth: | -12.8042 |
| shareCapital: | 0.0000 |
| incomeBeforeTaxes: | 9604.0000 |
| fiscalYearBegin: | 01.01.2020 00:00 |
| fiscalYearEnd: | 31.12.2020 00:00 |
| deferredTaxAssets: | 1006.0000 |
| capitalReserves: | 31186.0000 |
| retainedEarnings: | 31371.0000 |
| netIncomeBalanceSheet: | 0.0000 |
| provisionsForTaxes: | 8595.0000 |
| salesMarketingCosts: | 26644.0000 |
| otherOperatingExpenses: | 19703.0000 |
| amortization: | 5467.0000 |
| operatingIncomeBeforeTaxes: | 9604.0000 |
| incomeAfterTaxes: | 7133.0000 |
| incomeContinuingOperations: | 6807.0000 |
| incomeDiscontinuedBusiness: | 0.0000 |
| dividendsPaid: | 3955.6381 |
| cashAtYearEnd: | 22443.0000 |
| insuranceReserves: | 691993.0000 |
| lifeInsuranceReserves: | 0.0000 |
| ownStocks: | 0.0000 |
| intensityOfInvestments: | 0.0000 |
| intensityOfCapitalExpenditure: | 0.0000 |
| intensityOfPPEInvestments: | 0.0000 |
| intensityOfCapitalInvestments: | 76.8878 |
| intensityOfCurrentAssets: | 0.0000 |
| intensityOfLiquidAssets: | 2.1172 |
| debtRatio: | 92.3755 |
| provisionsRatio: | 0.0000 |
| dynamicDebtEquityRatioI: | 3055.2935 |
| totalCapitalTurnover: | 0.0000 |
| personnelExpensesPerEmployee: | 83244.0490 |
| netIncomePerEmployee: | 45298.7642 |
| totalAssetsPerEmployee: | 7054096.3206 |
| netIncomeInPercentOfPersonnelExpenses: | 54.4168 |
| employeesGrowth: | 2.0378 |
| ebitGrowth: | -13.2978 |
| liquidAssetsGrowth: | 6.4911 |
| cashFlowGrowthRate: | -12.0692 |
| marketCapTotal: | 82747205100.0000 |
| freeFloatMarketCapTotal: | 66156390477.4500 |
| marketCapTotalPerEmployee: | 550660.5161 |
| freeFloatTotal: | 79.9500 |
| netDebtI: | -22443.0000 |
| netDebtII: | 956748.0000 |
| priceEarningsRatioCompany: | 12.1784 |
| priceCashFlowRatio: | 2.5819 |
| dividendYield: | 4.7833 |
| bookValuePerShare: | 196.0281 |
| marketCap: | 82747205100.0000 |
| earningsYield: | 8.2113 |
| pegRatio: | -0.9511 |
| cashFlowPerShare: | 77.7336 |
| netAssetsPerShare: | 205.1793 |
| priceBookValueRatio: | 1.0238 |
| dividendsPerShare: | 9.6000 |
| priceEarningsRatio: | 12.1562 |
| netEarningsPerShare: | 16.5101 |
| liquidAssetsPerShare: | 54.4346 |
| netEPSGrowthII: | -12.9698 |
| dividendGrowth: | 0.0000 |
| bookValuePerShareGrowth: | 10.5073 |
| marketCapToEBITDAratio: | 5.4905 |
| marketCapPerEmployee: | 550660.5161 |
| pegRatioII: | -0.9373 |
| pegRatioIII: | -0.9373 |
| earningsYieldII: | 8.2263 |
| earningsYieldIII: | 8.2263 |
| freeFloatMarketCap: | 66156390477.4500 |
| priceEPSDiluted: | 12.2978 |
| dilutedEPSGrowth: | -13.3298 |
| payoutRatio: | 58.2524 |
| epsBasic5YrAverage: | 16.6380 |
| dividendsPS5YrAverage: | 8.7600 |
| freeCashFlowPerShare: | 7.7105 |
| cashFlowPerShareGrowth: | -11.0285 |
| sharesOutstanding: | 412293000.0000 |
| dividendYieldRegular: | 4.7833 |
| dividendPSRegular: | 9.6000 |
| dividendCover: | 1.7167 |
| dividend3YearAnnualizedGrowth: | 6.2659 |
| dividend5YearAnnualizedGrowth: | 5.6306 |
| freeFloat: | 79.9500 |
| currency: | EUR |
| year: | 2021 |
| currencyID: | 1 |
| marketCapTotal: | 81963848400.0000 |
| priceEarningsRatioCompany: | 12.0631 |
| priceCashFlowRatio: | 2.5575 |
| dividendYield: | 4.8290 |
| bookValuePerShare: | 196.0281 |
| marketCap: | 81963848400.0000 |
| earningsYield: | 8.2897 |
| pegRatio: | -0.9421 |
| cashFlowPerShare: | 77.7336 |
| netAssetsPerShare: | 196.0281 |
| priceBookValueRatio: | 1.0141 |
| priceEarningsRatio: | 12.0411 |
| netEarningsPerShare: | 16.5101 |
| liquidAssetsPerShare: | 54.4346 |
| marketCapToEBITDAratio: | 5.4385 |
| marketCapPerEmployee: | 545447.4868 |
| pegRatioII: | -0.9284 |
| pegRatioIII: | -0.9284 |
| earningsYieldII: | 8.3049 |
| earningsYieldIII: | 8.3049 |
| freeFloatMarketCap: | 65530096795.8000 |
| sharesOutstanding: | 412293000.0000 |
| freeFloatMarketCapTotal: | 65530096795.8000 |
| marketCapTotalPerEmployee: | 545447.4868 |
| dividendYieldRegular: | 4.8290 |
| currency: | EUR |
