Firmenbeschreibung
Die Wüstenrot & Württembergische AG (W&W) ist eine unabhängige Finanzdienstleistungsgruppe mit Sitz in Stuttgart, die 1999 aus der Fusion von Wüstenrot und Württembergische hervorgegangen ist. Seit 2005 gehören auch die Karlsruher Versicherungen zur Gruppe. Geboten werden Leistungen für Wohneigentum, Vermögensbildung, Zukunftssicherung und Risikoschutz aus einer Hand. Dabei gilt das Bauspar- und Baufinanzierungsgeschäft als Kerngeschäft des Wüstenrot-Außendienstes, während das Schaden- und Unfallversicherungsgeschäft die Basis für die Betreuer der Württembergischen ist. Zusätzlich intensivieren beide Vertriebswege mehr und mehr die gemeinsame Marktbearbeitung – das Cross-Selling. Dabei konzentrieren sich Wüstenrot und Württembergische gleichermaßen auf Produkte mit hohen Wachstums- und Ertragsperspektiven. Diese sogenannten „Produkte der Mitte“ sind besonders im Bereich der Altersvorsorge und der Vermögensbildung zu finden. Hierzu zählen Lebens- und Rentenversicherungen Geldanlageprodukte, Investmentfonds, aber auch Krankenversicherungen.
KeyData
| endOfFinancialYear: | 31.12.2022 00:00 |
| stockholderStructure: | Wüstenrot Holding AG (39.91%),WS Holding AG (27.36%),Free Float (21.4%) |
| sharesOutstanding: | 93750000.0000 |
| ceo: | Jürgen Albert Junker |
| board: | Dr. Michael Gutjahr, Alexander Mayer, Bernd Hertweck, Jacques Wasserfall, Jens Wieland, Jürgen Steffan, Zeliha Hanning |
| supervisoryBoard: | Frank Weber, Jutta Eberle, Dr. Frank Ellenbürger, Prof. Dr. Nadine Gatzert, Dr. Reiner Hagemann, Jochen Höpken, Ute Kinzinger, Corinna Linner, Bernd Mader, Andreas Rothbauer, Dr. Wolfgang Salzberger, Christoph Seeger, Jutta Stöcker, Susanne Ulshöfer, Edith Weymayr |
| countryID: | 2 |
| freeFloat: | 33.6900 |
| faceValueCurrencyID: | 1 |
| faceValueCurrency: | EUR |
| sectorName: | Versicherungen |
| industryName: | Finanzdienstleister |
| country: | Deutschland |
| countryName: | Deutschland |
Kontakt
| name: | Michael Ellwanger |
| phone: | +49-711-662-725252 |
| email: | ir@ww-ag.com |
| irWebSite: | is.gd/xaOBOk |
Adresse
| street: | Gutenbergstraße 30 |
| city: | D-70176 Stuttgart |
| phone: | +49-711-662-0 |
| webSite: | www.ww-ag.com/ |
| email: | info@ww-ag.com |
Finanzen (kurz)
| year: | 2020 | cash: | 75.1000 |
| balanceSheetTotal: | 76487.6000 | liabilities: | 71402.4000 |
| totalShareholdersEquity: | 5085.2000 | bankLoans: | 384.3000 |
| incomeBeforeTaxes: | 306.9000 | netIncome: | 209.9000 |
| cashFlow: | 147.4000 | employees: | 7666 |
| currencyID: | 1 | units: | 1000000 |
| currency: | EUR |
| year: | 2021 | cash: | 72.1000 |
| balanceSheetTotal: | 75212.9000 | liabilities: | 70339.3000 |
| totalShareholdersEquity: | 4873.6000 | bankLoans: | 556.2000 |
| incomeBeforeTaxes: | 480.7000 | netIncome: | 350.5000 |
| cashFlow: | -247.7000 | employees: | 7458 |
| currencyID: | 1 | units: | 1000000 |
| currency: | EUR |
| year: | 2022 | cash: | 116.2000 |
| balanceSheetTotal: | 65502.5000 | liabilities: | 61792.9000 |
| totalShareholdersEquity: | 3709.6000 | sales: | 1254.5000 |
| incomeBeforeTaxes: | 353.5000 | netIncome: | 259.6000 |
| employees: | 7390 | currencyID: | 1 |
| units: | 1000000 | currency: | EUR |
Finanzen (kurz)
| year: | 2020 |
| cash: | 75.1000 |
| balanceSheetTotal: | 76487.6000 |
| liabilities: | 71402.4000 |
| totalShareholdersEquity: | 5085.2000 |
| bankLoans: | 384.3000 |
| incomeBeforeTaxes: | 306.9000 |
| netIncome: | 209.9000 |
| cashFlow: | 147.4000 |
| employees: | 7666 |
| currencyID: | 1 |
| units: | 1000000 |
| currency: | EUR |
| year: | 2021 |
| cash: | 72.1000 |
| balanceSheetTotal: | 75212.9000 |
| liabilities: | 70339.3000 |
| totalShareholdersEquity: | 4873.6000 |
| bankLoans: | 556.2000 |
| incomeBeforeTaxes: | 480.7000 |
| netIncome: | 350.5000 |
| cashFlow: | -247.7000 |
| employees: | 7458 |
| currencyID: | 1 |
| units: | 1000000 |
| currency: | EUR |
| year: | 2022 |
| cash: | 116.2000 |
| balanceSheetTotal: | 65502.5000 |
| liabilities: | 61792.9000 |
| totalShareholdersEquity: | 3709.6000 |
| sales: | 1254.5000 |
| incomeBeforeTaxes: | 353.5000 |
| netIncome: | 259.6000 |
| employees: | 7390 |
| currencyID: | 1 |
| units: | 1000000 |
| currency: | EUR |
Finanzen (ausführlich)
| year: | 2021 | units: | 1000000 |
| balanceSheetTotal: | 75212.9000 | cash: | 72.1000 |
| prepayments: | 0.0000 | otherAssets: | 2295.2000 |
| totalLiabilitiesEquity: | 75212.9000 | otherLiabilities: | 1955.0000 |
| totalShareholdersEquity: | 4873.6000 | employees: | 7458 |
| property: | 511.7000 | intangibleAssets: | 114.4000 |
| longTermInvestments: | 71393.6000 | accountsReceivable: | 0.0000 |
| liabilitiesTotal: | 70339.3000 | longTermDebt: | 1866.1000 |
| minorityInterests: | 28.7000 | customerAccounts: | 22588.0000 |
| debtSecurities: | 1866.1000 | depreciation: | 75.5000 |
| netIncome: | 350.5000 | operatingResult: | 480.7000 |
| ebitda: | 556.2000 | incomeTaxes: | 128.5000 |
| personnelCosts: | 612.5000 | costGoodsSold: | 612.5000 |
| grossProfit: | 850.5000 | minorityInterestsProfit: | -1.6000 |
| revenuePerEmployee: | 196165.1917 | cashFlow: | -796.0000 |
| cashFlowInvesting: | 350.9000 | cashFlowFinancing: | 197.4000 |
| cashFlowTotal: | -247.7000 | accountingStandard: | IFRS |
| equityRatio: | 6.4797 | debtEquityRatio: | 1443.2719 |
| netMargin: | 23.9576 | grossMargin: | 58.1340 |
| cashFlowMargin: | -54.4087 | ebitMargin: | 32.8571 |
| ebitdaMargin: | 38.0178 | preTaxROE: | 9.8633 |
| preTaxROA: | 0.6391 | roe: | 7.1918 |
| roa: | 0.4660 | netIncomeGrowth: | 66.9843 |
| revenuesGrowth: | 14.7451 | taxExpenseRate: | 26.7318 |
| equityTurnover: | 0.3002 | epsBasic: | 3.7400 |
| epsDiluted: | 3.7400 | epsBasicGrowth: | 66.9643 |
| incomeBeforeTaxes: | 480.7000 | priceEarningsRatioCompany: | 4.7487 |
| priceCashFlowRatio: | -2.0917 | bookValuePerShare: | 51.9851 |
| marketCap: | 1665000000.0000 | earningsYield: | 21.0586 |
| pegRatio: | 0.0709 | cashFlowPerShare: | -8.4907 |
| netAssetsPerShare: | 52.2912 | priceBookValueRatio: | 0.3416 |
| priceEarningsRatio: | 4.7504 | netEarningsPerShare: | 3.7387 |
| currency: | EUR |
| year: | 2022 | units: | 1000000 |
| balanceSheetTotal: | 65502.5000 | cash: | 116.2000 |
| totalShareholdersEquity: | 3709.6000 | employees: | 7390 |
| property: | 538.5000 | intangibleAssets: | 127.8000 |
| longTermInvestments: | 61254.0000 | inventories: | 156.6000 |
| accountsReceivable: | 0.0000 | liabilitiesTotal: | 61792.9000 |
| minorityInterests: | -4.9000 | sales: | 1254.5000 |
| depreciation: | 74.9000 | netIncome: | 259.6000 |
| incomeTaxes: | 92.0000 | costGoodsSold: | 634.2000 |
| grossProfit: | 620.3000 | minorityInterestsProfit: | -1.9000 |
| cashFlow: | -2234.4000 | cashFlowInvesting: | 2553.0000 |
| cashFlowFinancing: | -102.5000 | accountingStandard: | IFRS |
| epsBasic: | 2.7700 | priceEarningsRatioCompany: | 5.5740 |
| priceCashFlowRatio: | -0.6476 | dividendYield: | 4.2098 |
| bookValuePerShare: | 39.5838 | marketCap: | 1446960958.7200 |
| earningsYield: | 17.9404 | pegRatio: | -0.2149 |
| cashFlowPerShare: | -23.8425 | netAssetsPerShare: | 39.5315 |
| priceBookValueRatio: | 0.3901 | dividendsPerShare: | 0.6500 |
| priceEarningsRatio: | 5.5738 | netEarningsPerShare: | 2.7701 |
| currency: | EUR |
| year: | 2023 | priceEarningsRatioCompany: | 4.7437 |
| priceCashFlowRatio: | -0.5511 | dividendYield: | 4.9467 |
| bookValuePerShare: | 39.5838 | marketCap: | 1231416256.3200 |
| earningsYield: | 21.0807 | cashFlowPerShare: | -23.8425 |
| netAssetsPerShare: | 39.5838 | priceBookValueRatio: | 0.3320 |
| priceEarningsRatio: | 4.7435 | netEarningsPerShare: | 2.7701 |
| currency: | EUR |
Finanzen (ausführlich)
| year: | 2021 |
| units: | 1000000 |
| balanceSheetTotal: | 75212.9000 |
| cash: | 72.1000 |
| prepayments: | 0.0000 |
| otherAssets: | 2295.2000 |
| totalLiabilitiesEquity: | 75212.9000 |
| otherLiabilities: | 1955.0000 |
| totalShareholdersEquity: | 4873.6000 |
| employees: | 7458 |
| property: | 511.7000 |
| intangibleAssets: | 114.4000 |
| longTermInvestments: | 71393.6000 |
| accountsReceivable: | 0.0000 |
| liabilitiesTotal: | 70339.3000 |
| longTermDebt: | 1866.1000 |
| minorityInterests: | 28.7000 |
| customerAccounts: | 22588.0000 |
| debtSecurities: | 1866.1000 |
| depreciation: | 75.5000 |
| netIncome: | 350.5000 |
| operatingResult: | 480.7000 |
| ebitda: | 556.2000 |
| incomeTaxes: | 128.5000 |
| personnelCosts: | 612.5000 |
| costGoodsSold: | 612.5000 |
| grossProfit: | 850.5000 |
| minorityInterestsProfit: | -1.6000 |
| revenuePerEmployee: | 196165.1917 |
| cashFlow: | -796.0000 |
| cashFlowInvesting: | 350.9000 |
| cashFlowFinancing: | 197.4000 |
| cashFlowTotal: | -247.7000 |
| accountingStandard: | IFRS |
| equityRatio: | 6.4797 |
| debtEquityRatio: | 1443.2719 |
| netMargin: | 23.9576 |
| grossMargin: | 58.1340 |
| cashFlowMargin: | -54.4087 |
| ebitMargin: | 32.8571 |
| ebitdaMargin: | 38.0178 |
| preTaxROE: | 9.8633 |
| preTaxROA: | 0.6391 |
| roe: | 7.1918 |
| roa: | 0.4660 |
| netIncomeGrowth: | 66.9843 |
| revenuesGrowth: | 14.7451 |
| taxExpenseRate: | 26.7318 |
| equityTurnover: | 0.3002 |
| epsBasic: | 3.7400 |
| epsDiluted: | 3.7400 |
| epsBasicGrowth: | 66.9643 |
| incomeBeforeTaxes: | 480.7000 |
| priceEarningsRatioCompany: | 4.7487 |
| priceCashFlowRatio: | -2.0917 |
| bookValuePerShare: | 51.9851 |
| marketCap: | 1665000000.0000 |
| earningsYield: | 21.0586 |
| pegRatio: | 0.0709 |
| cashFlowPerShare: | -8.4907 |
| netAssetsPerShare: | 52.2912 |
| priceBookValueRatio: | 0.3416 |
| priceEarningsRatio: | 4.7504 |
| netEarningsPerShare: | 3.7387 |
| currency: | EUR |
| year: | 2022 |
| units: | 1000000 |
| balanceSheetTotal: | 65502.5000 |
| cash: | 116.2000 |
| totalShareholdersEquity: | 3709.6000 |
| employees: | 7390 |
| property: | 538.5000 |
| intangibleAssets: | 127.8000 |
| longTermInvestments: | 61254.0000 |
| inventories: | 156.6000 |
| accountsReceivable: | 0.0000 |
| liabilitiesTotal: | 61792.9000 |
| minorityInterests: | -4.9000 |
| sales: | 1254.5000 |
| depreciation: | 74.9000 |
| netIncome: | 259.6000 |
| incomeTaxes: | 92.0000 |
| costGoodsSold: | 634.2000 |
| grossProfit: | 620.3000 |
| minorityInterestsProfit: | -1.9000 |
| cashFlow: | -2234.4000 |
| cashFlowInvesting: | 2553.0000 |
| cashFlowFinancing: | -102.5000 |
| accountingStandard: | IFRS |
| epsBasic: | 2.7700 |
| priceEarningsRatioCompany: | 5.5740 |
| priceCashFlowRatio: | -0.6476 |
| dividendYield: | 4.2098 |
| bookValuePerShare: | 39.5838 |
| marketCap: | 1446960958.7200 |
| earningsYield: | 17.9404 |
| pegRatio: | -0.2149 |
| cashFlowPerShare: | -23.8425 |
| netAssetsPerShare: | 39.5315 |
| priceBookValueRatio: | 0.3901 |
| dividendsPerShare: | 0.6500 |
| priceEarningsRatio: | 5.5738 |
| netEarningsPerShare: | 2.7701 |
| currency: | EUR |
| year: | 2023 |
| priceEarningsRatioCompany: | 4.7437 |
| priceCashFlowRatio: | -0.5511 |
| dividendYield: | 4.9467 |
| bookValuePerShare: | 39.5838 |
| marketCap: | 1231416256.3200 |
| earningsYield: | 21.0807 |
| cashFlowPerShare: | -23.8425 |
| netAssetsPerShare: | 39.5838 |
| priceBookValueRatio: | 0.3320 |
| priceEarningsRatio: | 4.7435 |
| netEarningsPerShare: | 2.7701 |
| currency: | EUR |
